Georgia s Tort Reform Debate: Will Limiting Lawsuits Lower Insurance Costs?

The article details the ongoing debate in Georgia over the potential for tort reform and efforts by Republican lawmakers, including Governor Brian Kemp, to limit civil lawsuits, which they argue are driving up insurance costs for businesses and individuals.

Proponents, especially business groups, argue that lawsuit caps are necessary to curb the state’s reputation as a judicial hellhole and to make it easier for businesses to secure affordable insurance.

Opponents, including Democrats and trial lawyers, argue that there is no clear evidence linking lawsuits to rising insurance premiums and that limiting lawsuits would hurt injured parties’ access to justice.

The article highlights specific examples of lawsuits, such as one involving a shooting at a Family Dollar store, and outlines potential legislative changes that could reduce property owner liability in cases involving crimes or injuries on their property.

Additionally, the debate touches on medical malpractice suits, with concerns about the impact on healthcare professionals and the quality of care. The issue is expected to be a major topic as the legislative session begins.

 

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